Castlepollard Credit Union Limited, The Square, Castlepollard, Co. Westmeath
(044) 966 1855 info@castlepollardcreditunion.com
Our credit union is for people, not for profit!

Loans

Loans at Castlepollard Credit Union Limited

The two most important things about a loan are, being able to borrow the money and being able to repay it. At Castlepollard Credit Union Limited we encourage you to manage your money carefully by structuring loans around your needs and your ability to repay. Establish a good savings record by saving regularly so as to build up security for your loan.

Current interest rates:

  • 9.93% Standard Personal Loans (10.4% APR)
  • 6.03% Student Loan (6.20 % APR)
  • 6.03% 65 Plus Loan (6.20 % APR)
  • 6.03% Communion & Confirmation Loan (6.20 % APR)

Terms & Conditions apply to all Loans

Click on any section below to expand view

  • There are no hidden fees or transaction charges
  • Our interest rates are fair and reasonable compared to others in the market
  • Repayments are calculated on your reducing balance, so you pay less interest with each repayment
  • Your credit union loan is insured - subject to terms and conditions - at no direct cost to you. Other lenders charge for this
  • You can pay off your loan early, make additional lump sum repayments or increase your regular repayments, without a penalty. Other lenders may charge you extra for paying them back faster!
€1000.00 repaid over 52 weekly installments as per the terms of the contract
Only cost €51.25 in interest for the year

€10000.00 repaid over 52 weekly installments as per the terms of the contract
Only cost €512.47 in interest for the year

€1000.00 repaid over 52 weekly installments as per the terms of the contract
Only cost €30.93 in interest for the year
€400.00 repaid over 52 weekly installments as per the terms of the contract
Only cost €12.37 in interest for the year
€1000.00 repaid over 52 weekly installments as per the terms of the contract
Only cost €30.93 in interest for the year
€3000.00 repaid over 52 weekly installments as per the terms of the contract
Only cost €92.78 in interest for the year

Terms & Conditions Apply
* All figures given on this web site are for your general information only, and give a rough guide to loan repayments. Any statements on this web site do not purport to be authoritative or legally binding. Castlepollard Credit Union Limited accepts no responsibility for errors due to changes in rates or offers which have occurred after this date. We would advise you to check with our office for real-time rates and offers.

Types of loans available:
Amount you'd like to borrow (€)
Repayment term:
For how long (years):

 

Each repayment will be:
Your total repayment will be:
The total interest will be:

Whilst every care has been made in the production of this document, Castlepollard Credit Union Limited, or its staff, cannot be held responsible for any omissions, errors or other mistakes made herein. This document is for illustrative purposes only, so as to give you, the borrower, an overview of the potential cost of borrowing and does not constitute an offer of finance or repayments.

You have to be a member of Castlepollard Credit Union Limited. For more information on becoming a member please click here. For members, please visit or call us and we can discuss your needs and give you an application form.

The following is needed to apply for a loan

  • A completed Loan application form. Click here to see the form.
  • Recent Bank statements from the past 3 months
  • Wage slips (last 4 or 5) or P60
  • Photo ID
  • If the loan applied for is €8000 or more a health declaration form must be filled out. Check here to see the form.

Loans are subject to approval. Terms & Conditions apply.